Lesson Number Five: Payoff your credit cards every month.
A peaceful mind is the one which is not troubled by any lingering thoughts of difficult things to be done. Yes, it is a waste of time thinking over and over again about debts that are accumulating every minute of the day. Paying it off altogether saves the day and clear our thoughts.
You may wish to read the first lesson here.
You may wish to read the second lesson here.
You may wish to read the third lesson here.
You may wish to read the fourth lesson here.